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Where Members Buy, Sell, and Rent Properties
Yellow Brick Road
February 2019
One Brick At A Time®
Brought to you by: Dorothy.com


The fan advocates for next month are fans of the University of Michigan Wolverines and the Northern Illinois University Huskies. Be sure to check who are the fan advocates in waiting. Do you know them?




Advocate: Andy Settler   
Fan: Drake Bulldogs
Drake University Fan
Andy Settler

Ohio State University Fan
Annie West



Advocate: Avery Fox  
Fan: Duke Blue Devils
Duke University Fan
Avery Fox




Advocate: Danny Lamich  
Fan: Iowa Hawkeyes
Iowa Hawkeye Fan
Danny Lamich


Advocate: Dave Long   
Fan: Nebraska Cornhuskers
Nebraska Fan
Dave Long



LSU Fan
Frank Neuener




Advocate: John Mike Ellis  
Fan: USC Trojans
USC Fan
John Ellis




Advocate: John Torzsa  
Fan: Connecticut Huskies
Connecticutt Fan
John Torzsa

Advocate: Martin Settler   
Fan: Clemson Tigers
Clemson University Fan
Martin Settler









Advocate: Nancy Hughes   
Fan: Gonzaga Bulldogs
Gonzag Bulldogs
Nancy Hughes




DePaul University Fan
Sue Brodie


Advocate: Todd James 
Fan: Florida State Seminoles
Florida State Fan
Todd James




Published: February 2019
Recipe by: Blue Apron
Illinois Fighting Ilini
Mike Curran
Each month a member has the opportunity to be our monthly meal advocate. The meal advocate chooses from 3 blue apron meals as their favorite for the month. Recommend someone from a not previously selected university to be the next meal advocate. Email meal@dorothy.com to recommend a meal advocate for your favorite team.

Serves 2
Calories: About 660 Per Serving

In this dish, crispy baked chicken—pounded first for even cooking—gets irresistibly creamy contrast from a side of mayonnaise mixed with briny capers. It’s the perfect dipper for the chicken and our side of roasted potatoes, seasoned with a vibrant blend of basil, rosemary, thyme, and more. View cooking instructions.

Published: February 2019

South Florida Bulls
Matthew Ankrom
Each month a member has the opportunity to be our monthly wine advocate. The wine advocate chooses one or two wines to go with the monthly menu item. Recommend someone from a not previously selected university to be the next wine advocate. Email wine@dorothy.com to recommend a wine advocate for your favorite team.

As de Copas Verdejo/Sauvignon Blanc Blend, 2014

Native Spanish varieties like Verdejo are in Patricia Girón’s blood. Born and raised on the windswept plateau of Castilla–La Mancha in south-central Spain, Girón learned viticulture and winemaking from her grandmother and mother. “Wine should be something that surprises you with each sip and encourages you to take another drink,” she says. We think this wine—a blend of herbaceous, aromatic Verdejo and Sauvignon Blanc—does exactly that.

Profile
As de Copas Verdejo/Sauvignon Blanc Blend is the classic style of Spanish white wine: light and refreshing, with greater emphasis on elegance than power.
Published: February 2019

Whether you are relocating, purchasing a new property or simply needing to move ahead, it's sometimes necessary to sell a home fast.
During the height of the real estate boom homes were selling in weeks. There are several steps that you can take to help move your property.

Get the exposure of REALTOR.com and the REALTOR MLS: A surprising number of people try to sell a home on their own. Most turn to a professional agent with access to the MLS after a few months, but the damage is already done. When time matters, go with the right exposure from the start. Remember, the agent is acting like a publicity manager for the property.

Tackle Those Tough Jobs: Clear out the clutter and yard debris and then ask your agent for a market evaluation of the property. Be sure to complete the "honey do" list to avoid competing against foreclosures and other homes with deferred maintenance. Not only will the home show better, but photographs, virtual tours and open house events will generate more interest when the home looks its best.

Invest in an Inspection: For approximately $400, an inspection might be one of the best investments you make. It demonstrates the condition of the home to prospective buyers and helps ease their minds. If you have access to a recent survey and appraisal, be sure to include those in the information package given to prospective buyers.
Published: February 2019

Olympic Gold Medalist and figure skating commentator Scott Hamilton knows a thing or two about preparation and dedication. His sport demands that a competitor come as close to perfect as possible. No break or fault goes unpunished by the judges. Scott mastered the sport and its nuances to become the world's best.
Yet as good as he was, he could not on his own handle some of life's biggest challenges to his health. Cancer. A re-occuring brain tumor. In the times that he needed someone by his side, there was always someone there. Someone he has grown to know, to love,. The one who introduced him to his wife and who has made having children possible. In this film he recalls a journey that many others are also traveling, and its telling never gets old. In the time since his first I Am Second film, Scott and his wife Tracie adopted a son and daughter into their family. He’s continued to lean into the challenge of finding growth and grace in difficulty, championing connection where there is division, and reaching for hope in the face of the impossible.
History/Technology: National Carnation Day
Published: February 2019

National Carnation Day is celebrated each and every year in America on January 29!


The word February comes from the word februa - which means cleansing or purification, and reflects the rituals undertaken before Spring.
Published: February 2019

The everyday hustle and bustle of modern life leaves little time for reflection, much less meditation. Yet researchers have determined that downtime actually increases retention of new information and assists in productivity.
For those who simply can't slow down, the idea of a weeklong mountain retreat is enough to inspire more stress. Fortunately, meditation doesn't need to be prolonged to be beneficial. Following are some tips to help you achieve a more peaceful state of mind through meditation:
 
Find a Favorite Place: Very little is needed to begin meditation, but a quiet, restful place is essential. Whether at home or work, take time to carefully select a spot that will allow you to relax, close your eyes for a few minutes and avoid all distraction.  
 
Breathing Basics: Meditation is practiced by diverse people in different positions and places around the world, but one thing nearly all have in common is the emphasis on breathing. Learning how to properly breathe takes a bit of practice but is simple to start. Simply begin counting as you inhale and exhale. Start with a count of one and continue to 10 as you progressively become more in tune with your rate of breathing.
 
Tame the Timer with Technology: Yes, technology is a major contributor to the stress of daily life, but it's also a terrific tool. Download free audio files with time limits to help guide you through a meditation session, reminding you to breathe deeply, take a short break and other healthy habits throughout the day. The Insight Meditation Center offers free audible downloads and timers.
Published: February 2019

Ask the Agent: I have found a home I like, but how do I know it's priced fairly?


Comps: Comparing a property to others is the most commonly method of establishing price and value. Age, size, location and amenities are compared to other properties in the area. Unfortunately, this method doesn't work well for unique homes or those lacking nearby comparisons.

Income Potential: Another popular method is to determine the amount of income the property would generate if rented or used in another endeavor like a small business or hobby.

Return on Investment:
Calculating the ROI is a good measure especially for those buying income producing property or "fixers" in need of extensive renovation or repair. The ratio between money invested into the property versus the anticipated return (often using leveraged funds) is particularly useful for those who purchase real estate as an investment.

Ask for an RPR report from your Dorothy.com® agent.
Published: February 2019

Many people have assumptions about #globalization from 15 or 20 years ago. Susan Lund, partner at McKinsey Global Institute, explains how international trade has changed since 2007.
Regardless of how trade policies might change, globalization has entered a new phase shaped by new demand patterns and next-generation technologies. An in-depth analysis of 23 different industry value chains spanning 43 countries reveals how globalization is evolving and where it may be headed in the future. The five structural shifts described in this video hold significant implications for where and how companies compete—and which sets of countries and workers stand to gain. View Original Article

Published: February 2019

We've heard about the "telltale" signs of lying: eyes darting to the left, sweaty palms, no eye contact, the ever-lengthening nose belonging to storybook character Pinocchio.

But is there some scientific way to find out when someone is lying?

According to researchers at the University of Granada in Spain, there is.

The scientists combined psychology and thermography to discover that when people lie they experience a slight increase in temperature in the area around the nose and near the orbital muscle located at the corner of the eye.

This may be hard to test without sophisticated instruments, so experts who use lie-detecting techniques in their jobs offer some simpler tips on how to spot the frequent fibber:

  • Assess their tone. If someone's tone changes from the way they normally speak (for example, their pitch rises), it could be a sign that they're lying.
  • Watch to see if the subject avoids the word "I." When people lie about themselves, they tend to use the words "I" and "me" less frequently. This helps keep them at a psychological distance from the lie.
  • Is the individual quick with an answer? When someone responds with no hesitation, the answer may have been rehearsed and the person lying.
  • Is the person fidgeting? Random physical actions could mean someone is lying, especially when the lie is directed toward someone he or she loves.
Published: February 2019

Existing and pending home sales decline in December, while inventory continues to rise.
Published: February 2019

The media is filled these days with news about distressed properties. Following is a tutorial on distressed properties to help you separate some of the fact from fiction: Distressed Properties Defined: Contrary to popular opinion, distressed properties are not always in bad shape.
In fact, the term "distressed" has less to do with the condition of the house than it does with the status of the mortgage. Basically a distressed property is one that the bank has foreclosed or for which the current mortgage is worth more than what the owners are able to ask when selling.

Finding a distressed property is actually a simple process these days. Research indicates that approximately 25% to 45% of all properties recently sold may be considered distressed. With an estimated 300,000 more of these properties entering the market each month, it's a trend likely to continue into the foreseeable future.

Benefits of Buying a Distressed Property: One of the benefits of purchasing a distressed property is the ability to save a substantial sum over the previous selling price. Combined with historically low interest rates and other possible incentives, distressed properties offer a unique buying opportunity. Lower sales prices often mean decreased closing costs, reduced private mortgage insurance and even lower insurance and taxes.

Cautionary Considerations: Buying a distressed property isn't without drawbacks. They are often sold as-is and may require substantial repairs or maintenance. Likewise, purchasing a distressed property may require more time, especially in the case of a short sale. Waiting for bank approval may result in missed opportunities for other prospective properties. It's essential to perform due diligence and understand the total cost of purchasing a distressed home, including condo or homeowners association fees. Working with a qualified agent is one way to save money and protect yourself against the pitfalls associated with distressed properties.

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Use the promocode DERGIBOG to receive 10% off the following item during this newsletter cycle.
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This newsletter and any information contained herein are intended for general informational purposes only and should not be construed as legal, financial or medical advice. The publisher takes great efforts to ensure the accuracy of information contained in this newsletter. However, we will not be responsible at any time for any errors or omissions or any damages, howsoever caused, that result from its use. Seek competent professional advice and/or legal counsel with respect to any matter discussed or published in this newsletter. This newsletter is not intended to solicit properties currently for sale.
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